TOO MUCH DEBT? 2much debt can help you settle all your debt in monthly affordable payments. One payment per month will be divided between all your creditors
MONTHLY LIVING EXPENSES TO HIGH?
2much debt will help you restructure your budget and negotiate a debt repayment plan with your creditors
LEGAL ACTION? CREDITORS DEMANDING PAYMENT? 2much debt will deal and negotiate with all credit providers and stop all new legal actions, demands and summonses
CONSIDERING BANKRUPTCY?
No Bankruptcy! Debt Counselling is an effective alternative. You will be able to keep all your valuables, house, car etc.
WHAT IS DEBT COUNSELLING?
The National Credit Act of 34 of 2005 implemented a new legal process (remedy) for consumers who are over-indebted and cannot meet their current monthly financial commitments. This new legal process is called Debt Counselling. Prior to the National Credit Act consumers who could not keep up with their monthly bills and expenses could only be sequestrated or placed under administration and would probably have lost all the assets which they had built up for over the years.
Debt Counselling was implemented to help the consumer and should be seen as a highly effective and affordable alternative to bankruptcy. Debt Counselling should be seen as a life line to all consumers who are in debt and cannot keep up with their financial commitments.
When you apply for Debt Counselling with 2much debt we will negotiate with all your creditors on your behalf to obtain a repayment plan that is reasonable and affordable for you.
2much debt will re-draft your budget and make certain that you will be able to live within your means. With the monthly income that you earn you will then be able to pay off your debt by a monthly payment that will be divided between all of your creditors and you will have income left to pay for your day-to-day and monthly living expenses.
The idea behind debt counselling is that you keep your assets (house, car and other valuables) that you have worked for and that you pay off your debt by means of a repayment plan and that you have income left to cover your living expenses.
Don't postpone your decision. Contact 2much debt today. You will be able to live debt free again. Take control over your debt now!